Retirement Income Simulator — living off A$500k of ASX income ETFs
Three simulated retirees — John (Safety First), Sarah (Balanced Income) and Daod (Income Maximizer) — each invest A$500,000 in ASX-listed income ETFs with one goal: the most reliable monthly income. Their baskets are rotated monthly, priced with live data, and their income is recorded permanently so you can see which philosophy actually pays, month after month.
Current standings
| Persona | Strategy | Est. monthly income | Portfolio yield |
|---|---|---|---|
| John | Safety First | A$1,934/mo | 4.64% |
| Sarah 👑 | Balanced Income | A$2,585/mo | 6.2% |
| Daod | Income Maximizer | A$2,196/mo | 5.27% |
- Verified trailing-12-month distribution yields — an AI estimate is only used, and flagged, when no verified figure exists.
- Buys only at live market prices; a capital guard rotates out any fund down 12% from entry.
- Every rotation, top-up and month-end income snapshot is recorded — a permanent, honest track record.
General information only (Australia). This is general information, not financial product advice. It doesn't consider your objectives, financial situation or needs — consider its appropriateness and seek licensed advice before acting. Not a recommendation to buy or sell any financial product.