Best ASX Income & Retirement ETFs (2026)

AI-screened retirement income etfs for the Australian (ASX) market, with real trailing performance, distribution yield and a forward-return estimate for each fund.

15 picks · prices as of close 2026-07-28

VHY.AX INCOME

Vanguard Australian Shares High Yield ETF

—

High-yield Australian shares; franked income, broad diversification, and retiree-friendly cash flow.

5Y p.a. return +11.00%

Est. return +8.70%

Yield · Quarterly5.60%

SYI.AX INCOME

SPDR S&P/ASX 200 Fund of ASX Top 20 ETF

—

Large-cap Australian high-yield names; aims for steady income with lower volatility than broad market.

5Y p.a. return +10.40%

Est. return +9.40%

Yield · Quarterly5.10%

A200.AX INCOME

BetaShares Australia 200 ETF

—

Broad Australian large caps; low-cost core exposure with regular distributions and market-level income.

5Y p.a. return +10.10%

Est. return +8.80%

Yield · Quarterly4.20%

IOZ.AX INCOME

iShares Core S&P/ASX 200 ETF

—

Broad ASX 200 exposure; simple, liquid, and suitable as a lower-volatility income core.

BetaShares Australian Quality ETF

—

High-quality Australian companies; emphasizes resilient earnings and steadier distributions.

5Y p.a. return —

Est. return +7.20%

Yield · Semi-annual3.40%

IHD.AX INCOME

iShares S&P/ASX Dividend ETF

—

Australian dividend payers with franking; income-focused and typically less volatile than growth ETFs.

BetaShares S&P/ASX 200 Yield Maximiser Fund

—

Covered-call Australian income strategy; prioritizes high distributions for retirement cash flow.

Vanguard FTSE Europe Shares ETF

—

Diversified developed-markets income; adds geographic diversification and regular distributions.

Vanguard MSCI Index International Shares ETF

—

Global developed equities; diversified income and growth, but lower yield than Australian income ETFs.

5Y p.a. return +12.90%

Est. return +8.90%

Yield · Quarterly2.10%

DJRE.AX INCOME

SPDR Dow Jones Global Real Estate ESG Tilted ETF

—

Global REITs; monthly-like cashflow profile, lower growth, and income-oriented property exposure.

5Y p.a. return +6.70%

Est. return +7.20%

Yield · Quarterly4.80%

QHAL.AX INCOME

BetaShares Australian Quality ETF

—

High-quality Australian shares; steadier earnings and quarterly income suited to retirement portfolios.

5Y p.a. return +12.60%

Est. return +9.00%

Yield · Semi-annual3.40%

VAS.AX INCOME

Vanguard Australian Shares Index ETF

—

Broad ASX market exposure; diversified, liquid, and quarterly-paying with strong retirement utility.

5Y p.a. return +10.00%

Est. return +8.70%

Yield · Quarterly4.10%

BHY.AX INCOME

BetaShares Global High Yield ETF

—

Global high-yield equities; stronger income than broad international funds with diversified sectors.

5Y p.a. return +9.80%

Est. return +8.40%

Yield · Quarterly5.00%

REIT.AX INCOME

VanEck Australian Property ETF

—

Australian listed property trusts; higher distributions and defensive cashflows for income portfolios.

5Y p.a. return +5.90%

Est. return +7.00%

Yield · Quarterly5.40%

DHHF.AX INCOME

BetaShares Diversified All Growth ETF

—

Diversified growth fund; not income-first, but useful as a stabilizer for total-return retirees.

5Y p.a. return +11.70%

Est. return +8.30%

Yield · Semi-annual2.20%

General information only (Australia). This is general information, not financial product advice. It doesn't consider your objectives, financial situation or needs — consider its appropriateness and seek licensed advice before acting. Not a recommendation to buy or sell any financial product.