Best ASX Income & Retirement ETFs (2026)

AI-screened retirement income etfs for the Australian (ASX) market, with real trailing performance, distribution yield and a forward-return estimate for each fund.

18 picks · prices as of close 2026-10-27

VHY.AX INCOME

Vanguard Australian Shares High Yield ETF

$84.88

+0.12%

Australian large caps with above-market dividends; quarterly cash flow suits retirees.

5Y p.a. return +4.30%

Est. return +10.20%

Yield · Quarterly3.51%

INCM.AX INCOME

Betashares S&P Global High Dividend Aristocrats ETF

$20.87

+0.05%

Global dividend growers with quality screens; diversified income and lower idiosyncratic risk.

5Y p.a. return +6.90%

Est. return —

Yield · Quarterly5.06%

ISHF.AX INCOME

iShares Core Composite Bond ETF

—

Broad Australian bond exposure for capital stability and regular interest distributions.

iShares Government Inflation ETF

$126.59

+0.28%

Inflation-linked Australian government bonds; preserves purchasing power with low volatility.

5Y p.a. return -1.30%

Est. return —

Yield · Semi-annual1.66%

IAA.AX INCOME

iShares Asia 50 ETF (AU)

$183.64

+2.07%

Large Asian blue chips; diversified equity income with moderate volatility versus single-country funds.

5Y p.a. return +10.50%

Est. return —

Yield · Semi-annual1.46%

IVE.AX INCOME

iShares MSCI EAFE ETF (AU)

$144.17

-0.12%

Developed ex-Australia large caps; diversified income and lower concentration than local equity funds.

5Y p.a. return +5.50%

Est. return —

Yield · Semi-annual3.59%

MVW.AX INCOME

VanEck Australian Equal Weight ETF

$38.96

+1.09%

Broad Australian market exposure with diversification; suitable income base alongside franking benefits.

5Y p.a. return +2.60%

Est. return —

Yield · Quarterly3.39%

DJRE.AX INCOME

SPDR ETFs Australia - State Street SPDR Dow Jones Global Real Estate ESG Tilted ETF

$21.50

-0.05%

Global listed property for regular cash flow; higher yield with equity-like volatility.

5Y p.a. return -2.00%

Est. return —

Yield · Quarterly2.88%

QAU.AX INCOME

Betashares Gold Bullion Currency Hedged ETF

$30.07

-0.10%

Gold exposure for portfolio defense; stabilizer rather than income, but useful in retirement mixes.

5Y p.a. return +13.70%

Est. return —

Yield · Semi-annual5.29%

AYLD.AX INCOME

Global X S&P/ASX 200 Covered Call ETF

$10.33

+0.19%

Covered-call Australian equities can boost income; useful for retirees wanting higher distributions.

5Y p.a. return +0.90%

Est. return —

Yield · Monthly6.37%

SYI.AX INCOME

SPDR ETFs Australia - State Street SPDR MSCI Australia Select High Dividend Yield ETF

$32.99

+0.00%

High-yield Australian equities with franking; quarterly income and broad diversification.

5Y p.a. return +1.00%

Est. return +11.00%

Yield · Quarterly7.27%

RDV.AX INCOME

Russell Investments High Dividend Australian Shares ETF

$35.17

-0.09%

Quality Australian dividend payers; quarterly distributions and lower portfolio concentration.

5Y p.a. return +2.70%

Est. return +9.10%

Yield · Quarterly4.10%

IHD.AX INCOME

iShares S&P/ASX Dividend Opportunities ESG Screened ETF

$16.66

+0.18%

ASX dividend seekers with diversified holdings; quarterly payouts and familiar large caps.

5Y p.a. return +2.40%

Est. return +8.60%

Yield · Quarterly4.10%

DIGA.AX INCOME

Global X S&P/ASX 200 Covered Call ETF

—

Australian share exposure with option income; monthly distributions boost retirement cash flow.

5Y p.a. return +9.40%

Est. return +8.10%

Yield · Monthly7.20%

HVST.AX INCOME

Betashares Australian Dividend Harvester Active ETF

$13.24

+0.46%

Australian equity income strategy designed for regular monthly distributions and high cash yield.

5Y p.a. return -1.60%

Est. return +7.60%

Yield · Monthly5.65%

AAA.AX INCOME

BetaShares Australian High Interest Cash ETF

$50.24

+0.04%

Cash-like stability with monthly income; useful defensive anchor for retirement portfolios.

5Y p.a. return +0.10%

Est. return +4.10%

Yield · Monthly4.08%

PAXX.AX INCOME

Platinum Asia Fund (Quoted Managed Hedge Fund)

$5.40

+0.93%

Diversified Asia equities with quarterly distributions; lower correlation than pure Australian income funds.

5Y p.a. return +2.20%

Est. return +8.00%

Yield · Quarterly4.00%

SFIF.AX INCOME

Seed Financial Income Fund Active ETF

$10.73

-0.09%

Multi-asset income with monthly distributions; designed for steadier retirement cash flow.

5Y p.a. return +5.90%

Est. return +7.00%

Yield · Monthly4.36%

General information only (Australia). This is general information, not financial product advice. It doesn't consider your objectives, financial situation or needs — consider its appropriateness and seek licensed advice before acting. Not a recommendation to buy or sell any financial product.