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ZIP Shares Zip Co Limited

ASX · ASX
$1.62 +10.96% Prices as of close 2026-10-26

Last in our picks 2026-10-23 — not in the current list; analysis below is from that screen

Improving credit performance and disciplined growth could support fintech earnings recovery.

Future value: $4.26 (+191.84%) · 6-12 months · analyst consensus

Signal breakdown

  • ▸Turnaround momentum exists, but consumer-credit risks remain material.
  • ▾Below 50-day MA (-35.34%)
  • ▸Volume 5.72× average — accumulation
  • ▾Near 52-week low (13.7% of range)
  • ▸~192% upside to price target

Is ZIP a buy right now?

Trend: ZIP is trading below the 50-day average (-27.03%), RSI 41 — neutral momentum, with a 3-month return of -31.36%.

Valuation & quality: Zip Co Limited trades on a trailing P/E of 16.2, forward P/E 9.2, price-to-book 3.00; fundamentals show net margin 8.7%, return on equity 16.8%, revenue growth 20.5% year on year.

Analyst consensus: 12 analysts have a mean 12-month price target of A$3.68 (+127.4% vs the last close; range A$2.30 – A$5.54), consensus rating “strong buy”.

Our screen: BUY (score 2) — Improving credit performance and disciplined growth could support fintech earnings recovery.

Computed from end-of-day data; not personal advice.

12-month price chart

3.24 1.45 FebMarAprMayJunJulAugSepOct
Daily close, 2026-02-08 → 2026-10-26 (AUD). Range 1.45 – 3.24.

Monthly returns

Mar 26Apr 26May 26Jun 26Jul 26Aug 26Sep 26Oct 26
-9.90%+41.30%-5.30%+40.90%-21.30%-2.00%-18.80%-20.20%

Fundamentals

Market cap
$2.02B
P/E (ttm)
16.2
Forward P/E
9.2
EPS (ttm)
$0.10
Price / book
3.00
Beta
3.31
Net margin
8.7%
ROE
16.8%
Revenue growth
20.5%
Earnings growth
20.2%
Revenue (ttm)
$1.34B
Free cash flow
$-36,697,624
Debt / equity
409%
52-wk range
$1.03 – $4.21
Volume
59,171,083
Avg volume (3m)
19,628,171

Analyst price target

Mean target
$3.68
Low
$2.30
High
$5.54
Analysts
12
Consensus
STRONG BUY

Technical signals

RSI (14)
41.4
vs 50-day MA
-27.03%
1-mo return
-18.59%
3-mo return
-31.36%
Volume z-score
7.15

About Zip Co Limited

Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers.

Sector: Financial Services · Industry: Credit Services · Australia · 877 employees · Website

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General information only (Australia). This is general information, not financial product advice. It doesn't consider your objectives, financial situation or needs — consider its appropriateness and seek licensed advice before acting. Not a recommendation to buy or sell any financial product.

Market data from end-of-day feeds; AI-generated research for educational purposes only — not investment advice.